Buyers articles

Buyers

International buyers' guide to US HOA communities: documents, rules, and closing

What foreign buyers must know before purchasing in a US HOA or condo community: resale packages, assessments, rental restrictions, FIRPTA basics, and closing logistics from abroad.

Buyers

First-time homebuyer's guide to reading an HOA resale package

A plain-English walkthrough of every document in an HOA resale package, the red flags first-time buyers should catch, and the deadlines that protect your deposit.

Buyers

HOA Estoppel Letters for Refinances: Why Lenders Ask and What to Send

Why lenders require an HOA estoppel letter on refinances: arrears, special assessments, escrow rules. What to send, who pays, and how long it takes in 2026.

Buyers

HOA Documents for Vacation and Second Homes: A Title Team's Guide

HOA docs for vacation and second homes: rental caps, seasonal occupancy rules, and unoccupied-property restrictions every title team must verify.

Buyers

HOA Buyer Approval Process: What Title Teams Must Verify Before Closing

HOA board approval can derail closings. Learn application fees, approval timelines, approval letters, right of first refusal waivers, and 55+ age checks.

Buyers

HOA Documents for Rental Properties and Investment Closings

What real estate investors need to know about HOA documents for rental properties, including leasing restrictions, cash flow impacts, and closing strategies.

Buyers

How Much Do HOA Resale Documents Cost in 2026?

A complete breakdown of HOA resale document costs, transfer fees, rush charges, and hidden expenses title teams should budget for in 2026.