Compliance
VA Condo Approval Lookup and NOV Process: A Title Team's Guide
VA condo approval lookup guide for title teams: searchable list checks, approval requests, NOV process, appraisals, and lender handoff.
Compliance
Compliance articles
Articles about HOA compliance, state laws, and regulatory requirements.
Compliance
FHA Condo Recertification: HRAP vs DELRAP Guide for Title Teams
FHA condo approval expires every 3 years. Compare HRAP vs DELRAP recertification, timelines, documents, and title team checks.
Compliance
HOA Delinquency Rates Over 15%: The Fannie Ineligible Playbook for Title Teams
HOA delinquency over 15% can make a project Fannie ineligible. Learn thresholds, calculation, and title workarounds that save closings.
Compliance
HOA Pending Litigation: What Disqualifies a Loan and What Title Teams Do Next
HOA pending litigation can kill conventional, FHA, and VA loans. Learn Fannie rules, disqualifying suits, and title triage steps.
Compliance
HOA Lender Questionnaire Service: How Title Teams Order Fannie Mae 1076 Without Stalling Underwriting
Order HOA lender questionnaires (Fannie Mae Form 1076) without delays: costs, turnaround, what to send, and red flags underwriters catch.
City Guide
Columbus HOA Document Guide: What Title Teams Need to Know
Ohio title team guide to Columbus HOA and condo documents: ORC 5311 and 5312, estoppel letters, new-construction transitions, and fees with no statutory caps.
City Guide
San Jose HOA Document Guide: What Title Teams Need to Know
California title team guide to San Jose HOA and condo documents: Davis-Stirling resale disclosures, the 10-day and 15-day timelines, AB 968, and fees.
City Guide
Boise HOA Document Guide: What Title Teams Need to Know
Idaho title team guide to Boise HOA documents: the Idaho Common Interest Ownership Act, resale certificates, the 10-day delivery rule, and fees.
City Guide
Salt Lake City HOA Document Guide: What Title Teams Need to Know
Utah title team guide to Salt Lake City HOA documents: Community Association Act 57-8a, resale disclosures, Daybreak, Park City second homes, fees and timelines.
City Guide
Sacramento HOA Document Guide: What Title Teams Need to Know
California title team guide to Sacramento HOA documents: Davis-Stirling resale disclosures, Civil Code 4525-4530, AB 968, Mello-Roos, Elk Grove and Folsom communities.
City Guide
San Antonio HOA Document Guide: What Title Teams Need to Know
San Antonio HOA document guide for Texas title teams: Property Code 207 resale certificates, master-planned communities, military PCS closings, fees and timelines.
City Guide
Cleveland HOA Document Guide: What Title Teams Need to Know
Ohio title team guide to Cleveland HOA and condo documents. Covers ORC 5311 and 5312, caveat emptor resales, reserve rules, and lakefront closings.
City Guide
Milwaukee HOA Document Guide: What Title Teams Need to Know
Wisconsin title team guide to Milwaukee HOA and condo documents. Covers Wis. Stat. 703.33 disclosures, the five-day rescission right, and lakefront buildings.
City Guide
St. Louis HOA Document Guide: What Title Teams Need to Know
Missouri title team guide to St. Louis HOA and condo documents. Covers RSMo 448.4-109 resale certificates, city vs. county quirks, fees, and red flags.
City Guide
Detroit HOA Document Guide: What Title Teams Need to Know
Detroit HOA document guide for title teams: Michigan Condominium Act resale certificates (MCL 559.184), traditional HOA covenants, fees, and downtown condo closings.
City Guide
Minneapolis HOA Document Guide: What Title Teams Need to Know
Minneapolis HOA document guide for title teams: Minnesota MCIOA resale disclosure certificates (515B.4-107), Twin Cities fees, 10-day rescission, and reserve risk.
City Guide
Jacksonville HOA Document Guide: What Title Teams Need to Know
Jacksonville HOA document guide for title teams: Florida estoppel rules (FS 720.30851, FS 718.116), master-planned communities, fees, and hurricane-season closings.
City Guide
Pittsburgh HOA Document Guide: What Title Teams Need to Know
Pittsburgh title team guide to PA HOA and condo documents: Uniform Condominium Act resale certificates, planned community rules, fees, and timelines.
City Guide
Baltimore HOA Document Guide: What Title Teams Need to Know
Baltimore title team guide to Maryland HOA and condo documents: section 11-135 resale certificates, section 11B-106 disclosures, HB 107 reserve rules, fees, and timelines.
City Guide
Washington DC HOA and Condo Document Guide: What Title Teams Need to Know
DC title team guide to HOA and condo documents: Condominium Act resale certificates, HOA disclosures, co-op rules, fees, and closing timelines.
City Guide
Philadelphia HOA Document Guide: What Title Teams Need to Know
Philadelphia HOA and condo document guide for title teams: PA Uniform Condominium Act resale certificates, realty transfer tax, and closing timelines.
City Guide
Boston HOA Document Guide: What Title Teams Need to Know
Boston HOA and condo document guide for title teams: Massachusetts General Laws c. 183A, Section 6(d) certificates, master deeds, and closing timelines.
City Guide
New York City HOA and Condo Document Guide: What Title Teams Need to Know
New York City HOA and condo document guide for title teams: co-op board packages, flip taxes, RPL ยง339 estoppels, and closing timelines.
Compliance
Wyoming Condo and HOA Document Requirements: A Title Team's Guide
Wyoming condo and HOA guide for title teams. W.S. 34-20-101, no HOA statute, estoppel letters, and lender requirements for Cheyenne, Casper, Jackson closings.
Compliance
West Virginia Condo and HOA Document Requirements: A Title Team's Guide
West Virginia condo and HOA document guide for title teams. W. Va. Code 36B resale certificates, 10-day rule, and fees in Charleston, Morgantown, and Huntington.
Compliance
Vermont Condo and HOA Document Requirements: A Title Team's Guide
Vermont condo resale disclosure guide for title teams: 27A V.S.A. 4-109 requirements, 10-day timeline, five-day cancellation, Burlington and Stowe tips.
Compliance
South Dakota Condo and HOA Document Requirements: A Title Team's Guide
South Dakota condo and HOA document guide for title teams: SDCL 43-15A, no statutory resale certificate, SB 217 HOA disclosures, Sioux Falls and Rapid City.
Compliance
Rhode Island Condo and HOA Document Requirements: A Title Team's Guide
Rhode Island condo resale certificate guide for title teams: R.I. Gen. Laws 34-36.1, 10-day timeline, $125 fee cap, and Providence closing tips.
Compliance
North Dakota Condo and HOA Document Requirements: A Title Team's Guide
North Dakota condo and HOA document requirements for title teams: NDCC 47-10-02.3 disclosures, estoppel letters, timelines, and Fargo markets.
Compliance
New Hampshire Condo and HOA Document Requirements: A Title Team's Guide
New Hampshire condo and HOA document requirements for title teams: RSA 356-B:58 resale packets, 10-day delivery, fees, and Manchester markets.
Compliance
Nebraska Condo and HOA Document Requirements: A Title Team's Guide
Nebraska condo and HOA document requirements for title teams: resale disclosure rules, estoppel letters, 10-day timelines, and typical fees.
Compliance
Montana Condo and HOA Document Requirements: A Title Team's Guide
Montana condo and HOA document guide for title teams: the Montana Unit Ownership Act (MCA 70-23), resale disclosures, timelines, fees, and market guidance.
Compliance
Maine Condo and HOA Document Requirements: A Title Team's Guide
Maine condo and HOA guide for title teams. 33 M.R.S. 1604-108 resale certificates, 10-day rule, and fees for Portland, Bangor, and York County closings.
Compliance
Iowa Condo and HOA Document Requirements: A Title Team's Guide
Iowa condo and HOA document requirements for title teams: Iowa Code 499B and 499C, record access rules, fees, and Des Moines and Iowa City guidance.
Compliance
Alaska Condo and HOA Document Requirements: A Title Team's Guide
Alaska condo and HOA document requirements for title teams: AS 34.08 resale certificates, timelines, fees, and Anchorage and Mat-Su market guidance.
Compliance
Boulder HOA Documents: Colorado Closing Team Guide
A guide to Boulder HOA documents for Colorado closing teams. Covers CCIOA, foothill communities, Open Space, university town dynamics, and co-op HOAs.
Compliance
Los Angeles HOA Documents: California Title Team Guide
A guide to Los Angeles HOA documents for title teams. Covers California Civil Code 4525, Hollywood Hills HOAs, rent control, and earthquake insurance.
Compliance
Austin HOA Documents: Texas Compliance for Title Teams
A guide to Austin HOA documents for Texas title teams. Covers Texas Property Code Section 207, HOA density, tech relocations, suburban sprawl, and county variations.
Compliance
What Is an HOA Resale Certificate? A Complete Guide for Title and Escrow Teams
If you have ever been asked to order a resale certificate and wondered exactly what it covers, who prepares it, and why it matters to closing, this guide breaks it down completely.
Compliance
Colorado Springs HOA Documents: Colorado Title Guide
A guide to Colorado Springs HOA documents for title teams. Covers CCIOA, military relocations, master-planned communities, and Pikes Peak associations.
Compliance
HOA Resale Certificates for Refinancing: What Lenders Actually Require
Refinancing an HOA property requires different documentation than a purchase. Here is what title teams need to know about lender requirements for refinance transactions.
Compliance
Orlando HOA Documents: Florida Title Team Guide
Orlando HOA document guide for Florida title teams. Covers Chapter 720, tourist-area HOAs, retirement communities, Disney housing, and master-planned communities.
Compliance
HOA Resale Certificate vs. Closing Letter vs. Status Letter
Title agents and escrow officers routinely encounter three similar-sounding HOA documents. Knowing which one your file actually needs prevents last-minute surprises.
State Law
Nevada HOA Document Requirements: What Title and Escrow Teams Need to Know
Nevada HOA resale certificate guide under NRS Chapter 116. 10-day delivery, fee limits, Las Vegas HOA density, and master-planned community compliance for title teams.
State Law
Texas HOA Document Laws: What Title and Escrow Teams Must Know
A complete guide to Texas HOA document requirements, delivery timelines, and buyer review periods under the Texas Property Code for title and escrow teams.
Compliance
Denver HOA Documents: What Title Teams Need to Know
A guide to Denver HOA documents for title teams. Covers Colorado CCIOA, metro HOA density, Front Range management companies, and seasonal closing patterns.
State Law
Arizona HOA Document Requirements: A Title Team's Guide
Arizona HOA resale document guide for title teams. A.R.S. Title 33 rules, 10-day delivery, fee caps, self-managed HOAs, and retirement community issues explained.
Compliance
The title company's liability for missing HOA documents
Missing HOA documents can expose title companies to E&O claims, post-closing liability, and damaged client relationships. Understanding your exposure is the first step to reduci...
State Law
Washington HOA Document Requirements: WUCIOA and Resale Certificates
Complete guide to Washington HOA document requirements under WUCIOA. Resale certificate delivery, fee caps, buyer rights, and SB 5129 changes.
Compliance
Tucson HOA Documents: Arizona Title Team Guide
A guide to Tucson HOA documents for Arizona title teams. Covers A.R.S. Title 33, retirement communities, desert landscaping, and water conservation rules.
Compliance
Savannah HOA Documents: Georgia Title Team Guide
A guide to Savannah HOA documents for Georgia title teams. Covers the Georgia POA Act, historic districts, coastal flooding insurance, and Tybee Island HOAs.
State Law
Georgia HOA Document Requirements: A Complete Guide for Closing Teams
Georgia HOA resale certificate guide for title and closing teams. Property Owners' Association Act, transfer fees, amendment recording, and Atlanta metro compliance explained.
Compliance
Seattle HOA Documents: Washington State Compliance for Title Teams
Washington title team guide to Seattle HOA documents. Covers WUCIOA, King County recording, condo types, tech relocations, and seasonal timing considerations.
Compliance
Phoenix HOA Documents: A Guide for Arizona Title Professionals
Arizona title team guide to Phoenix HOA documents. Covers A.R.S. Title 33, retirement communities, master-planned communities, and seasonal closing patterns.
Compliance
Tacoma HOA Documents: Washington Title Guide
A guide to Tacoma HOA documents for Washington title teams. Covers WUCIOA compliance, commuter city dynamics, JBLM military housing, and waterfront communities.
Compliance
Bellevue HOA Documents: Washington Title Team Guide
A guide to Bellevue HOA documents for Washington title teams. Covers WUCIOA compliance, downtown condos, Lake Washington, and tech relocation timelines.
Compliance
Augusta HOA Documents: Georgia Title Team Guide
A guide to Augusta HOA documents for Georgia title teams. Covers the Georgia POA Act, metro HOA landscape, suburban vs downtown communities, and Fort Gordon area housing.
Compliance
San Diego HOA Documents: California Title Guide
A guide to San Diego HOA documents for title teams. Covers California Civil Code 4525, coastal properties, military housing, and Del Mar/La Jolla luxury HOAs.
Compliance
San Francisco HOA Documents: California Compliance
A guide to San Francisco HOA documents for title teams. Covers Civil Code 4525, rent control, earthquake retrofits, TICs, co-ops, and tech relocations.
State Law
North Carolina HOA Document Requirements: A Title Team's Compliance Guide
North Carolina HOA resale guide under the Planned Community Act. 7-day buyer review, declarant control, Charlotte-Raleigh market specifics, and disclosure compliance for title t...
Compliance
Durham HOA Documents: North Carolina Title Guide
A guide to Durham HOA documents for title teams. Covers NC Planned Community Act, Research Triangle dynamics, Duke area, and downtown revitalization HOAs.
Compliance
Miami HOA Documents: Florida Compliance for Title Teams
A guide to Miami HOA documents for title teams. Covers Florida Chapter 718 and 720, high-rise management, international buyers, and hurricane insurance.
Compliance
Reno HOA Documents: Nevada Closing Team Guide
A guide to Reno HOA documents for title teams. Covers Nevada NRS Chapter 116, California migration, Tesla factory impact, and Lake Tahoe area considerations.
Compliance
Las Vegas HOA Documents: Nevada Compliance for Closing Teams
Nevada closing team guide to Las Vegas HOA documents. Covers NRS Chapter 116, Summerlin and Henderson communities, fee caps, and gated community prevalence.
State Law
Colorado HOA Document Requirements: What Title Teams Must Know
Colorado HOA resale certificate guide under CCIOA. 30-day governing document rule, budget disclosure, special assessments, and Denver-area compliance for title teams.
Compliance
Houston HOA Documents: Texas Compliance for Closing Teams
A guide to Houston HOA documents for closing teams. Covers Texas Property Code, no-zoning quirks, master-planned communities, and flood zone considerations.
Compliance
Raleigh HOA Documents: North Carolina Title Guide
A guide to Raleigh HOA documents for title teams. Covers the NC Planned Community Act, Research Triangle growth, new construction, and Cary/Apex suburbs.
State Law
Florida HOA Resale Document Requirements: Complete Compliance Guide
Everything title teams need to know about Florida HOA disclosure rules under Section 720.401 and the Florida Condominium Act for compliant closings.
Compliance
Dallas HOA Documents: Texas Title Team Guide
A guide to Dallas HOA documents for title teams. Covers Texas Property Code Section 207, metro HOA density, suburban sprawl in Plano, Frisco, McKinney, and corporate relocations.
State Law
California HOA Disclosure Requirements: A Title Team's Complete Guide
A complete guide to California HOA disclosure requirements under Civil Code Section 4525. What title, escrow, and realtor teams must deliver, when, and how to stay compliant.
Compliance
Tampa HOA Documents: Florida Compliance for Title Teams
A guide to Tampa HOA documents for Florida title teams. Covers Chapter 720 compliance, master-planned communities, retirement HOAs, and hurricane preparedness.
Compliance
How long are HOA resale certificates valid? A title team's guide to document expiration
An HOA resale certificate that was fresh thirty days ago may be stale today, depending on which state you are in and which lender is involved.
Compliance
Charlotte HOA Documents: What North Carolina Title Teams Should Know
North Carolina title team guide to Charlotte HOA documents. Covers the NC Planned Community Act, Lake Norman area HOAs, and fast-growing suburban markets.