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Legal
Articles about HOA liens, litigation, insurance, and legal risks.
Legal
How real estate attorneys and paralegals use HOA documents in opinion letters, lien priority analysis, estoppel reliance, and community association litigation.
Legal
Michigan Condominium Act resale rules for title teams: MCL 559.211 assessment statements, 9-day new-build withdrawal, and what to request for resales.
Legal
Pennsylvania resale certificates under 68 Pa.C.S. 3407/5407: 10-day deadline, 5-day buyer voidability, and 17 disclosures title teams must verify.
Legal
New Jersey has no statutory resale certificate. Learn the NJSA 46:8B estoppel workflow, 10-day assessment certificate, and lien priority title teams must verify.
Legal
Minnesota MCIOA 515B governs resale disclosure certificates. Learn the 90-day validity, 10-day deadlines, buyer cancellation rights, and what MN title teams must verify.
Legal
NC resale packages: 10-business-day statement of unpaid assessments (N.C.G.S. 47F-3-118), the $200 fee cap, and compliance steps for title teams.
Legal
Virginia resale certificates: 14-day deadline, CIC Board fee caps, and the buyer's 3-day cancellation right under Va. Code ยง 55.1-2309.
Legal
Illinois condo resale disclosures are due in 10 business days under 765 ILCS 605/22.1; HOA disclosures in 30 days under CICAA. Fee caps, contents, and compliance tips for title teams.
Legal
Rules and regulations are the fastest-moving part of any HOA's governing structure, and they are often the least reviewed by closing teams.
Legal
Every property in a homeowners association is governed by a stack of legal documents that define what the owner can do, what the association can charge, and how disputes are res...
Legal
HOA document fees are a frequent source of last-minute closing disputes. Understanding who pays, what state law requires, and how contracts allocate responsibility can prevent t...
Legal
How underinsured or lapsed HOA policies affect title clearance, lender approval, and closing timelines, and what title teams should verify early.
Legal
When a resale certificate contains errors, title teams need a structured process to dispute the inaccuracies, obtain corrections, and keep the closing on track.
Legal
The articles of incorporation are often the most overlooked document in an HOA file, yet they are the foundation of the association's legal authority to bind the property.
Legal
CC&Rs and bylaws are the two most important documents in any HOA file, but they serve fundamentally different purposes and create different risks at closing.
Legal
HOAs do not stand still. Every year, associations across the country amend their CC&Rs, update their rules, and adopt new restrictions that change what owners can and cannot do.
Legal
An incorrect or incomplete resale certificate can derail a closing, trigger lender rejection, and expose the transaction team to liability. Here is how to catch and fix errors b...